Simulfund is a cross-platform application designed to help founders, investors, advisors, and lawyers create, simulate, and negotiate venture capital (VC) operations and startup financing. It uses local, on-device AI to simplify and explain complex term sheets and funding scenarios.

Simulfund is intended for students, startup founders, business leaders, investors, business angels, corporate advisors, and lawyers involved in equity financing or venture capital (VC) deals, including early-stage friends and family financing. This makes the platform suitable for anyone participating in the process of raising, negotiating, or advising on startup capital, from informal seed rounds to complex institutional funding.

Yes. Once the app and your chosen local AI models are installed, Simulfund works offline and all your data stays on the device. An internet connection is needed only to download AI models. For privacy, the app connects exclusively over HTTPS to Hugging Face's official domains for that purpose and performs no other network operations.

Yes, Simulfund is highly suitable for beginners. The app is designed to make venture capital (VC) operations and startup financing accessible to users of all experience levels.

• AI-assisted Guidance: Local AI tools help beginners understand term sheets, startup funding, and key VC terms. On Macs, the AI chat can explain concepts, answer questions, import a PDF term sheet to highlight red flags, and guide you step by step.
• Comprehensive Glossary: Clear explanations of essential venture capital terms help you decode industry jargon.
• Step-by-Step Calculators: Intuitive tools walk you through startup valuation, dilution simulation, and equity financing scenarios.
• No Account Needed: Start using the app immediately, without registration.
• Educational Focus: Built-in guides and resources explain key concepts.
• Offline Functionality: Once your models are downloaded, you can learn at your own pace without an internet connection.
• User-Friendly Interface: The app is intuitive and easy to navigate, even if you are new to startup funding or VC deals.

Depending on your circumstances, professional legal advice may be necessary.

• Financial calculators for quick valuation, dilution, and share value estimation.
• Local Agentic AI Tasks (Mac) that detect and analyze every clause of a complex term sheet.
• AI Chat (Mac) with PDF term sheet import, Thinking and Non-Thinking modes, and long-context discussions.
• Choice of 16+ local AI models, selected for Simulfund.
• Scenario simulation for new share issuances.
• AI-assisted term sheet drafting and review, with saved and editable prompts.
• The "Hack" tool, which scans clauses that could be unusual, risky, or unfavorable.
• Full data encryption and on-device processing.
• File export/import, and document creation in CSV, PDF, and TXT.
• A comprehensive glossary of venture capital terms and definitions.

• Drafting and negotiating term sheets.
• Importing a PDF term sheet and getting a clause-by-clause analysis with red flags.
• Simulating shareholding structures and dilution scenarios.
• Exporting and sharing documents securely with partners or clients.
• Getting a clear explanation of key terms to understand the agreement fully.

All processing is performed locally on the device. Simulfund does not collect user data, does not use ads or third-party trackers, and protects access with Face ID or Touch ID. Data is fully encrypted and stays on your device. The AI module runs local large language models, so your data and queries are processed exclusively on your device and never need a cloud environment. The only network activity is downloading AI models over HTTPS from Hugging Face's official domains. However, AI responses may not always be accurate and may need your careful verification.

The "Hack" function outlines the benefits that both investors and founders can expect from a given clause and flags clauses that could be unusual, risky, or unfavorable. It works with clauses from any term sheet: simply paste the clause text and the feature will analyze it.

You can also edit and save your own AI prompts to draft, hack, and rewrite clauses. While "Hack" has been tested on various clauses, it is not a substitute for professional legal advice. For specific questions or decisions, consult a qualified attorney. We recommend disabling background protection while using the Hack tool or downloading local models, to prevent malfunctions.

Local Agentic AI Tasks are a Mac feature that lets the AI analyze a complex term sheet on its own, step by step, instead of answering a single prompt. Using parallel steps, loops, and split tasks, the AI detects and analyzes every clause in the document, highlights red flags, explains key clauses, and compares them with market standards. Everything runs on your Mac, with no cloud server involved.

• Import a PDF or paste text: Attach a PDF term sheet in the AI Chat, then launch the Agent, choose a question or write your own.


• Adjustable settings: Choose your local AI model, turn Thinking Mode on or off, limit the chat to the most recent exchanges for faster answers and lower memory use, and enable "Boost Analysis Ability" for deeper analysis.


• Time and memory: A long analysis can take several minutes and a lot of memory, depending on the model, the document length, and your Mac. A response timer shows the progress.
• Availability: Only on Mac, and only on some devices and models with strong reasoning capacity.

If you're not a professional, consult a qualified attorney for specific legal questions or advice.

Simulfund simplifies the startup funding process with local AI support that explains complex venture capital (VC) concepts, answers questions, and guides you step by step through funding scenarios. Its calculators let you model startup valuations, simulate equity dilution, and visualize the effects of financing rounds on ownership and company value, so founders and investors can make informed decisions before negotiating.

For term sheet negotiation, Simulfund lets you draft, review, and negotiate VC term sheets with standard and custom clauses. On Macs, Local Agentic AI Tasks analyze every clause of a complex term sheet and compare it with market standards. Scenario simulation shows how clauses such as liquidation preferences or anti-dilution measures affect future outcomes, reducing surprises during negotiations.

Built-in glossaries and guides help users at any level understand the language of startup financing. Your data is processed only on your device, with no data collection and no account required.

By combining local AI guidance, practical calculators, and educational content, Simulfund helps founders, investors, lawyers, and students manage funding rounds and navigate term sheet negotiations.